Risks and pension

In addition to changes in your personal life or work situation, there are some events that are outside your control. Events of this kind can affect how much pension you will receive.

Inflation risk

Inflation decreases the value of money each year. The same applies to your pension. If you think back to ten years ago, you can see that what you could then buy with 100 euros was far more than today. Inflation means that your pension gradually loses purchasing power. It might seem to you now that your pension will be enough, but you should bear in mind that your pension will buy less because of inflation. Your employer might have arranged for your pension to be adjusted in line with inflation. Your pension introductory letter will tell you if this is the case.